This time, it's an ongoing case and a long chat today with a barrister over the use of a vehicle and whether the passenger's act in opening the door constitutes use of the vehicle.

It seems to me that large scale insurers , eg Uber and Addison Lee , are deliberately putting into their insurance contracts a clause that excludes passenger liability, whereas the average motor policy does cover the passenger, through the driver's insurance , so that the injured cyclist does not suffer injustice.

In this case, we may be forced to pursue the passenger personally which doesn't seem right at all, either for my injured cyclist client or for the passenger themselves.

Will keep thinking and working on this one.